:root{color-scheme:light;--ink: #17231d;--muted: #627067;--paper: #f5f2e9;--card: #fffdf7;--line: #d9d8cc;--accent: #e85d3f;--accent-dark: #bc3f27;--green: #254c3b;font-family:Pretendard,Noto Sans KR,system-ui,sans-serif}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);line-height:1.65}a{color:inherit}.site-header{max-width:1120px;margin:auto;padding:20px 24px;display:flex;justify-content:space-between;align-items:center}.brand{font-size:1.2rem;font-weight:900;letter-spacing:-.03em;text-decoration:none}.site-header nav{display:flex;gap:18px;align-items:center}.site-header nav a{font-weight:700;text-underline-offset:5px}.container{width:min(100% - 32px,1040px);margin:0 auto}.hero{padding:72px 0 52px}.eyebrow{color:var(--accent-dark);font-size:.78rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase}h1{margin:10px 0 18px;max-width:760px;font-size:clamp(2.45rem,7vw,5.7rem);line-height:.98;letter-spacing:-.065em}h2{font-size:clamp(1.55rem,4vw,2.5rem);letter-spacing:-.04em;line-height:1.15}.lead{max-width:670px;color:var(--muted);font-size:1.08rem}.button{display:inline-flex;justify-content:center;align-items:center;margin-top:18px;min-height:48px;padding:0 22px;border:0;border-radius:8px;background:var(--accent);color:#fff;font:inherit;font-weight:900;text-decoration:none;cursor:pointer}.button:hover{background:var(--accent-dark)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding:22px 0 72px}.card{padding:24px;border:1px solid var(--line);border-radius:14px;background:var(--card);box-shadow:0 10px 30px #17231d0d}.card h3{margin:6px 0 8px;font-size:1.15rem}.card p{margin:0;color:var(--muted)}.tool-shell{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(300px,.9fr);gap:22px;align-items:start;padding-bottom:72px}.panel{padding:26px;border:1px solid var(--line);border-radius:16px;background:var(--card)}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.field{display:grid;gap:6px}.field label,legend{font-weight:800;font-size:.92rem}.field input,.field select{width:100%;min-height:46px;padding:10px 12px;border:1px solid #aeb5af;border-radius:8px;background:#fff;color:var(--ink);font:inherit}.field input:focus,.field select:focus{outline:3px solid rgb(232 93 63 / 20%);border-color:var(--accent)}.full{grid-column:1 / -1}.quick-options{display:flex;flex-wrap:wrap;gap:8px}.quick-options button{padding:8px 12px;border:1px solid var(--line);border-radius:999px;background:#fff;cursor:pointer}.result{position:sticky;top:18px;min-height:420px;background:var(--green);color:#fff}.result .muted{color:#c5d2ca}.result-value{margin:10px 0 4px;font-size:clamp(2rem,5vw,3.1rem);font-weight:900;letter-spacing:-.05em}.result dl{display:grid;grid-template-columns:1fr auto;gap:9px 16px;padding-top:16px;border-top:1px solid rgb(255 255 255 / 18%)}.result dt{color:#c5d2ca}.result dd{margin:0;font-weight:800;text-align:right}.notice{margin-top:18px;padding:14px;border-left:4px solid var(--accent);background:#ffffff14;font-size:.9rem}.error{color:#ffd0c7;font-weight:800}footer{padding:32px max(24px,calc((100% - 1040px)/2));border-top:1px solid var(--line);display:grid;gap:8px;color:var(--muted)}footer strong{color:var(--ink)}footer nav{display:flex;flex-wrap:wrap;gap:14px;font-size:.9rem}footer p{margin:4px 0 0;font-size:.85rem}.article{max-width:820px;padding-bottom:54px}.article section{padding:0 0 38px}.article h2{margin-bottom:14px}.article p,.article li{color:var(--muted)}.article a:not(.button){text-underline-offset:4px}.guide-hero h1,.policy-hero h1{font-size:clamp(2.35rem,6vw,4.8rem)}.comparison-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:18px}.check-list,.step-list{display:grid;gap:10px;padding-left:22px}.cta-card{margin:8px 0 56px;padding:28px;border-radius:16px;background:var(--green);color:#fff}.cta-card p{color:#c5d2ca}.disclosure{margin-top:12px;font-size:.82rem}.secondary{background:var(--green)}.faq-section{padding-bottom:72px}.faq-list{display:grid;gap:12px;padding-top:12px}.faq-list summary{cursor:pointer;font-weight:800}.faq-list p{margin-top:10px}@media(max-width:760px){.hero{padding-top:42px}.grid,.tool-shell,.comparison-grid{grid-template-columns:1fr}.site-header{align-items:flex-start}.site-header nav{gap:10px;font-size:.86rem}.form-grid{grid-template-columns:1fr}.full{grid-column:auto}.result{position:static;min-height:0}}